{"id":103920,"date":"2026-11-15T05:36:04","date_gmt":"2026-11-15T03:36:04","guid":{"rendered":"https:\/\/www.baltic-course.com\/lv\/?p=103920"},"modified":"2026-11-15T05:36:04","modified_gmt":"2026-11-15T03:36:04","slug":"kreditnemeji-paterinam-sogad-aiznemusies-videji-1500-eiro","status":"publish","type":"post","link":"https:\/\/www.baltic-course.com\/lv\/kreditnemeji-paterinam-sogad-aiznemusies-videji-1500-eiro\/103920","title":{"rendered":"Kred\u012bt\u0146\u0113m\u0113ji pat\u0113ri\u0146am \u0161ogad aiz\u0146\u0113mu\u0161ies vid\u0113ji 1500 eiro"},"content":{"rendered":"<p><strong> <img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-103921\" src=\"https:\/\/www.baltic-course.com\/lv\/wp-content\/uploads\/2026\/11\/1fcc3f9e-44d5-4a74-b7d9-bbedb4b386ee.jpeg\" alt=\"\" width=\"818\" height=\"460\" srcset=\"https:\/\/www.baltic-course.com\/lv\/wp-content\/uploads\/2026\/11\/1fcc3f9e-44d5-4a74-b7d9-bbedb4b386ee.jpeg 818w, https:\/\/www.baltic-course.com\/lv\/wp-content\/uploads\/2026\/11\/1fcc3f9e-44d5-4a74-b7d9-bbedb4b386ee-768x432.jpeg 768w, https:\/\/www.baltic-course.com\/lv\/wp-content\/uploads\/2026\/11\/1fcc3f9e-44d5-4a74-b7d9-bbedb4b386ee-71x40.jpeg 71w\" sizes=\"auto, (max-width: 818px) 100vw, 818px\" \/><\/strong><\/p>\n<p><strong>P\u0101rst\u0101jusi darboties ve\u013cas ma\u0161\u012bna, automa\u0161\u012bnai nepiecie\u0161ams v\u0113rien\u012bg\u0101ks, neparedz\u0113ts remonts vai ien\u0101cies vilino\u0161s ce\u013cojuma pied\u0101v\u0101jums &#8211; dz\u012bve ik pa laikam piesp\u0113l\u0113 situ\u0101cijas, kam bud\u017eet\u0101 nav iepl\u0101noti l\u012bdzek\u013ci. Latvijas iedz\u012bvot\u0101ji t\u0101s risina ar visnota\u013c pr\u0101t\u012bgu, pat piesardz\u012bgu aiz\u0146em\u0161anos. Licenc\u0113t\u0101 kred\u012btinform\u0101cijas biroja <em>CREFO Birojs<\/em> apkopotie dati par 2026. gada pirmajiem devi\u0146iem m\u0113ne\u0161iem r\u0101da, ka vid\u0113j\u0101 izsniegt\u0101 pat\u0113ri\u0146a kred\u012bta summa ir aptuveni 1500 eiro, un 68% gad\u012bjumu aizdevums noform\u0113ts uz termi\u0146u l\u012bdz 3 gadiem.<\/strong><\/p><div class=\"2e6ae01b4f90ae739e66a2cc7f5e8528\" data-index=\"1\" style=\"float: none; margin:10px 0 10px 0; text-align:center;\">\n <script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-8775106392232080\"\r\n     crossorigin=\"anonymous\"><\/script>\r\n<!-- Baltic course LV aug\u0161a -->\r\n<ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-8775106392232080\"\r\n     data-ad-slot=\"4540934099\"\r\n     data-ad-format=\"auto\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n     (adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script>\n<\/div>\n\n<p>Kred\u012bt\u0146\u0113m\u0113ja portrets atkl\u0101j, ka visbie\u017e\u0101k pat\u0113ri\u0146am aiz\u0146emas 31-40 gadus veci ekonomiski akt\u012bvi cilv\u0113ki. To vid\u016b ir gan str\u0101d\u0101jo\u0161ie, gan l\u0113mumu pie\u0146\u0113m\u0113ji &#8211; 11 % no visiem pat\u0113ri\u0146a kred\u012btiem izsniegti person\u0101m, kuras vienlaikus ir uz\u0146\u0113mumu amatpersonas, bet 8,4 % ir uz\u0146\u0113mumu dal\u012bbnieki. Tas apliecina, ka pat\u0113ri\u0146a kred\u012btu k\u0101 priv\u0101tpersonas izv\u0113las ar\u012b t\u0101di cilv\u0113ki, kuri pieradu\u0161i r\u016bp\u0113ties par uz\u0146\u0113mumu izaugsmi un pie\u0146emt finansi\u0101li atbild\u012bgus l\u0113mumus.<\/p>\n<p>\u00abPiesakoties pat\u0113ri\u0146a kred\u012btam, naudas izlieto\u0161anas m\u0113r\u0137is nav j\u0101uzr\u0101da. Ta\u010du gan no aiz\u0146\u0113muma apjoma, gan komunik\u0101cijas ar kred\u012bt\u0146\u0113m\u0113jiem var noprast, ka Latvijas iedz\u012bvot\u0101ji cen\u0161as aiz\u0146emties tie\u0161i tik daudz naudas, cik nepiecie\u0161ams konkr\u0113tai vajadz\u012bbai. Nep\u0101rdom\u0101ta aiz\u0146em\u0161an\u0101s impuls\u012bvai naudas t\u0113r\u0113\u0161anai, k\u0101da bija nov\u0113rojama t\u0101 d\u0113v\u0113tajos \u00abtreknajos gados\u00bb, \u0161odien m\u016bsu sabiedr\u012bbai vairs nav rakstur\u012bga,\u00bb statistiku koment\u0113 <em>CREFO Birojs<\/em> Valdes priek\u0161s\u0113d\u0113t\u0101ja <strong>M\u0101ra Meiere.<\/strong><\/p>\n<p>Dati r\u0101da ar\u012b to, ka liel\u0101k\u0101m aizdevuma summ\u0101m tiek izv\u0113l\u0113ts ilg\u0101ks atmaksas periods. Tas dod iesp\u0113ju uz\u0146emties saist\u012bbas par vair\u0101kiem kred\u012btiem vienlaikus, saglab\u0101jot sp\u0113ju segt ikm\u0113ne\u0161a maks\u0101jumus.<\/p>\n<p>Cilv\u0113ki ir paradu\u0161i naudu aiz\u0146emties katrai neparedz\u0113tajai vajadz\u012bbai atsevi\u0161\u0137i, t\u0101d\u0113\u013c da\u013cai kred\u012bt\u0146\u0113m\u0113ju ir divi vai vair\u0101k aizdevumi. Tiesa, da\u017ek\u0101rt visu maks\u0101jumu p\u0101rvald\u012b\u0161ana rada gr\u016bt\u012bbas. <em>CREFO Biroja<\/em> dati liecina, ka katra piekt\u0101 kred\u012bta atmaksas laik\u0101 vismaz viens maks\u0101jums ticis kav\u0113ts. Un tas ne vienm\u0113r bijis saist\u012bts ar finansi\u0101l\u0101m gr\u016bt\u012bb\u0101m. Daudzos gad\u012bjumos kred\u012bt\u0146\u0113m\u0113ji vienk\u0101r\u0161i aizmirsu\u0161i veikt ikm\u0113ne\u0161a maks\u0101jumu.<\/p>\n<p>\u00abOper\u0113jot ar vair\u0101kiem kred\u012btiem, cilv\u0113ki nevajadz\u012bgi apgr\u016btina sevi un pak\u013cauj riskam sa\u0146emt l\u012bgumsodu par maks\u0101jumu kav\u0113\u0161anu. T\u0101d\u0113\u013c sapr\u0101t\u012bgs risin\u0101jums ir visus kred\u012btus apvienot vien\u0101 aizdevum\u0101, iesp\u0113jams, pie viena ieg\u016bstot ar\u012b zem\u0101ku procentu likmi. Kred\u012btu sal\u012bdzin\u0101\u0161anas platform\u0101 <em>Samazini.lv<\/em> ikviens interesents var vienuviet piepras\u012bt pied\u0101v\u0101jumus no vair\u0101kiem finans\u0113t\u0101jiem un izv\u0113l\u0113ties visizdev\u012bg\u0101ko. Kred\u012btu apvieno\u0161ana gan atvieglos kred\u012btu p\u0101rvald\u012b\u0161anu, gan samazin\u0101s ikm\u0113ne\u0161a maks\u0101jumu. L\u012bdz\u0161in\u0113j\u0101 pieredze r\u0101da, ka ietaup\u012bjums var b\u016bt iev\u0113rojams &#8211; pat ap 200 eiro m\u0113nes\u012b,\u00bb uz naudas ietaup\u012b\u0161anas iesp\u0113j\u0101m nor\u0101da <em>Samazini.lv <\/em>z\u012bmola v\u0113stnesis <strong>Andris Ozoli\u0146\u0161.<\/strong><\/p>\n<p>Lai pilnv\u0113rt\u012bgi izprastu savu kred\u012btinform\u0101ciju, kred\u012bt\u0146\u0113m\u0113jiem v\u0113lams izmantot labv\u0113l\u012bgo situ\u0101ciju, k\u0101da radusies p\u0113c <em>CREFO Biroja<\/em> un <em>Samazini.lv<\/em> sadarb\u012bbas uzs\u0101k\u0161anas oktobra s\u0101kum\u0101. <em>CREFO Biroja<\/em> interneta vietn\u0113 kred\u012bt\u0146\u0113m\u0113js var iepaz\u012bties ar taj\u0101 apkopoto inform\u0101ciju par vi\u0146a finan\u0161u saist\u012bb\u0101m un kred\u012btv\u0113sturi, t\u0101d\u0113j\u0101di g\u016bstot padzi\u013cin\u0101tu priek\u0161statu par saist\u012bbu situ\u0101ciju. P\u0113c tam vi\u0146\u0161 var izv\u0113l\u0113ties, vai iesniegt izzi\u0146u <em>Samazini.lv<\/em> individu\u0101lu aizdevumu pied\u0101v\u0101jumu sa\u0146em\u0161anai un sal\u012bdzin\u0101\u0161anai.<\/p>\n\n<div style=\"font-size: 0px; height: 0px; line-height: 0px; margin: 0; padding: 0; clear: both;\"><\/div>","protected":false},"excerpt":{"rendered":"<p>P\u0101rst\u0101jusi darboties ve\u013cas ma\u0161\u012bna, automa\u0161\u012bnai nepiecie\u0161ams v\u0113rien\u012bg\u0101ks, neparedz\u0113ts remonts vai ien\u0101cies vilino\u0161s ce\u013cojuma pied\u0101v\u0101jums &#8211; dz\u012bve ik pa laikam piesp\u0113l\u0113 situ\u0101cijas, kam bud\u017eet\u0101 nav iepl\u0101noti l\u012bdzek\u013ci.<\/p>\n","protected":false},"author":53,"featured_media":103921,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"footnotes":"","_links_to":"","_links_to_target":""},"categories":[483],"tags":[],"class_list":["post-103920","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-interesanti"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Kred\u012bt\u0146\u0113m\u0113ji pat\u0113ri\u0146am \u0161ogad aiz\u0146\u0113mu\u0161ies vid\u0113ji 1500 eiro<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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